Capital Loan Center
Your Escape from the High Cost of Payday Lenders!
Terms & Conditons
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Terms & Conditions
We value your business and look forward to meeting all of your financial needs.
Please follow these guidelines prior to accepting any payday loan, cash advance, or short term cash loan.
- Determine what amount you can afford to repay
- Borrow only the amount that you need
- Determine how you will pay down your principal balance
Full Disclosure: Capital Loan Center will comply with the disclosure requirements of the state of Utah and with Federal disclosure requirements including the Truth in Lending Act. Our contract fully outlines the terms of the agreement and discloses the terms of the contract as a dollar amount and as an annual percentage rate. (APR)
Compliance: Capital Loan Center will comply with any and all applicable State and Federal Laws.
Truthful Advertising: Capital Loan Center will not advertise in any false, deceptive, or misleading manner.
Appropriate Collection Practices: Capital Loan Center will collect on past due accounts in a professional, fair, and lawful manner, without using harassment, intimidation, or unlawful threats.
No Criminal Action: Capital Loan Center will not threaten or pursue criminal action against a customer for an unpaid account.
Support Balanced Legislation: Capital; Loan Center will work with State legislators and regulators to support responsible legislation that incorporates best practices.
Support Balanced Legislation: Capital; Loan Center will work with State legislators and regulators to support responsible legislation that incorporates best practices.
Customer Online Privacy Policy
Capital Loan Center is committed to providing the highest level of security and privacy regarding the collection and use of our online customers' personal information, as well as that of all visitors to our website. You have chosen to do business with us, and we recognize our obligation to keep the information you provide to us secure and confidential.
Web Tracking Software
We do not gather information on individual users on our website. We do collect and store information about the web browser used from which you access the internet, the date and time you access our site, and the internet address of the website from which you linked to us.
This information simply enables us to tell which areas of the site are of most interest to our users, which avenues of site promotion are most effective, and peak usage times.
How We Handle E-Mail
Our website does not require you to disclose any personally identifying information. If, however, you choose to contact us via-email, please keep in mind that your e-mail address, and any other information your e-mail header shows about you, such as your name or organization, will be revealed to us in the e-mail. We pledge, however, that when you communicate with us via-e-mail, we will use that information only to respond to the inquiry and provide accurate information to any questions. Your e-mail address will not be sold, nor will it be shared with others outside the bank unless we are compelled to do so by law.
We want to be very clear: we will not obtain personally identifying information about you when you visit our site, unless you choose to provide such information to us.
About "Cookies"
To provide better service and a more effective website, we use "cookies" as part of our interaction with your browser. A "cookie" is a small text file placed on your hard drive by our web page server. These cookies do not collect personally identifiable information, and we do not combine information collected through cookies with other personal information to determine who you are or your e-mail address.
Cookies are commonly used on websites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a cookie will be accepted. We use cookies to determine if you have previously visited our website and for a number of administrative purposes.
Maintenance of Accurate Information
Keeping your account information accurate and up-to-date is very important. We have established procedures to ensure our customer's financial information is accurate, current and complete in accordance with reasonable business standards. If you ever find that your account information is incomplete, inaccurate or not current, please call or write to us at the telephone number or address listed on your account statement. We will correct any erroneous information as quickly as possible.
Limited Employee Access to Personal Information
At Capital Loan Center, employee access to personally identifiable customer information is limited to those with a business reason to know such information. We educate our employees on the importance of maintaining customer confidentiality and privacy. Because of the importance of these issues, all Capital Loan Center employees are responsible for maintaining the confidentiality of customer information. Employees who violate these privacy principles will be subject to disciplinary measures.
Protection of Information via Established Security Procedures
We safeguard information according to established security standards and procedures, and we continually assess new technology for protecting information. Our employees are trained to understand and comply with these information principles.
Protecting Children's Privacy Online
We do not knowingly collect, maintain, or use personal information about children under age 13 from our website without obtaining verifiable consent from their parents. If we receive personal information from a child whom we know to be under 13, we will only use that information to respond directly to that child, notify parents, or seek parental consent. Capital Loan Center is not responsible for the data collection and use practices of third parties to which our web site may link.
For additional information about the Children's Online Privacy Protection Act (COPPA), visit the FTC web site at www.ftc.gov.
More Information
Customers who have questions about these privacy principles or have a question about the privacy of their customer information should contact Capital Loan Center.
We reserve the right to change this policy at any time by posting a new Online Privacy Policy on this website and revising the policy’s effective date.
Notice of Financial Privacy Rights (Click on Icon)
855-726-LOAN (5626)
